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Mortgage Banker
Finding
a mortgage loan for your home can be a confusing experience. With so many
options to choose from, it can be difficult to find your way. That is why
a Mortgage Banker is your number one source for a loan. A Mortgage Banker
will guide you through the lending process, provide you with any help you
need, and will try to simplify the process. You will get the service and selection
you want from a Mortgage Banker.
Who
Are Mortgage Bankers?
- Full-time
residential real estate finance professionals.
- Experts
at working through the mortgage lending process to save you time.
- Your
representatives to many lenders.
- Providers
of loans that comply with industry standards and requirements.
- Specialists
with competitive, up-to-date loan rates.
- Resources
of knowledge on current trends and terms in the industry.
- Consultants
who will save you time and money.
Why
Use A Mortgage Banker?
- We
have a vested interest in satisfying your needs.
- We
will select the best lender from our many sources to provide you with a
loan that meets your individual needs.
- We
have extensive knowledge of the many loan programs available and will take
the time to fit your needs to the best loan.
- There
is a loan for everyone, and we know how to find it.
- Because
interest rates change daily, we can obtain a lock-in rate to insure that
the rate being offered is available to you at closing.
- We
are motivated to keep the processing time to a minimum to satisfy you with
timely performance.
- Our
position in the mortgage industry gives us a competitive edge allowing us
to provide you with a loan that costs less. Cost is the bottom line!
As your
personal Mortgage Bankers, we are happy to work for you to find the best loan
for your home.
To
Assist your Mortgage Banker in the loan process, it will be helpful if you
provide the following items:
- Your
tax returns and W-2's for the past two years.
- A list
of your current assests and liabilities.
IN
ADDITION:
If
you are purchasing a home,
- A copy
of the purchase agreement
- A copy
of the cancelled earnest money check or receipt along with details on source
of the earnest money and downpayment.
- A history
of current mortgage payments or rent payments from the past twelve months.
If
you are refinancing a home,
- Your
current mortgage payment with the principal amount still owed.
